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Jcpenney Credit Card Agreement

Synchrony and JCPenney have been working together for nearly two decades to offer a private label credit card program and a JCPenney mastercard. Synchrony also helped JCPenney integrate credit payments into the JCPenney Mobile app with SyPi, a synchronized plug-in. The JCPenney credit card is a memory card that can only be used on JCPenney. Cardholders will receive a JCPenney reward of $10 for every 200 points earned and a number of other purchase benefits, but these features have a high interest rate. You will also receive a special gift on your birthday and 15% off selected purchases made on the day your card is opened. The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. As part of the expansion, Synchrony will continue to manage and maintain payment cards for JCPenney customers at the retailer`s more than 860 stores in the U.S. and Puerto Rico, as well as JCPenney.com. Find instructions, your rights related to your credit rating and credit card protection.

The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, this may be the case: this online credit services website (the ”website”) is provided by Synchro Bank (the ”exhibitor”), the credit card issuer with trademarks of resellers or resellers (including all Visa, Mastercard, American Express or Discover cards) that may be associated with this site. In this agreement to use the website, the term ”retailer” refers to any merchant/trader linked to a card account. The site can only be used for the following purposes: to obtain information on a map; Obtain and submit card applications and if available, check the status of your card account online and receive online support for your card account. By using the website or downloading material from the site, you agree to comply with the terms of this notice and all other policies described on the site. If you do not agree to comply with these terms and conditions of sale or these terms and conditions of sale, do not use a website or download content from the site. These conditions apply exclusively to your access and use of the website and do not change the terms of other agreements you have with the issuer, including the credit card agreement for a card. Look on the back of the credit card or on your last monthly statement to find the exhibitor`s name. The bank, retailer or any other organization whose name appears on the front of the card may not be the real issuer of the card. You can also check the issuer`s website; As a general rule, the bank`s name is shown at the bottom of the issuer`s home page. If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract.

Under federal law, your credit card issuer is required to provide a copy of your contract upon request. JCPenney cardholders are automatically registered with JCPenney Rewards, where they can earn twice as fast points to earn a $10 reward for future purchases. JCPenney Mastercard cardholders can also earn points if they pass wherever Mastercard is accepted. JCPenney cardholders are among the retailer`s top customers, buy more often and spend more than 2.5 times more than other customers.

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